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Mortgage ConditionsThe financing criteria, specific in order to items needed to file the loan software, are listed below
First-time getting a home loan and i also consider I will has actually realize right here very first. I merely applied that have NFCU and you may acquired immediate pre acceptance. To get $700,000 house with $eight hundred,000 off. Yearly salary was $205k together with thirty five% bonus. I’m not implementing using my spouse while the he’s got no earnings features a home loan in his identity simply (we reside in MO). I show combined financial and i features private lender too. I simply don’t require him toward mortgage, my mortgage scores are middle to highest 600’s zero lates early in the day 2 yrs zero stuff, just bring some personal credit card debt.